small business health insurance

Small Business Health Insurance

No matter the size of your company, look after your team and your business with an affordable and flexible group health insurance plan for SMEs.

Protect your employees with SME health insurance

Looking after your employees’ health can make a real difference to your business. With fast access to treatment, comfortable private hospital rooms, and more control over their healthcare, SME health insurance can help your employees get back to work faster following an illness.

How to get a free health insurance quote

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Step 1 – Get in touch

Fill in the quote form and we’ll contact you soon. We will talk to through your requirements and we will ask a few simple questions about your business needs and your budget, but more importantly, we are here to answer any queries you may have.

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Step 2 – We do the hard work

We research and compare the business health insurance market and we offer this service to you every year at no cost. As a whole-of-market health insurance intermediary, we compare plans from all providers to ensure we find the cover that meets your budget and protection requirements.

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Step 3 – Receive your quote

You receive a tailored health insurance quote based on your previously discussed requirements and we are available for any further specialist advice.

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Step 4 – Complete your application

There is no obligation to use UK Health Insurance, however, should you decide to go ahead with the proposed plan, rest assured that you are not paying anything extra for our services.

Why speak to UK Health Insurance

As an independent health insurance broker, we have been helping businesses of all sizes find the right health insurance cover since 2003. With access to the whole UK health insurance market, we help you save time and money on your business medical insurance:

Comprehensive market comparison

We compare business health insurance quotes and help you create a personalised package for your company.

Free service

We don’t charge for our services as we receive payment from the insurer if you decide to purchase your private medical insurance plan through us.

Independent and trustworthy advice

You receive expert and dedicated insurance advice from start to finish.

Annual policy reviews

We regularly review your policy to see if there are more suitable and competitive products for your business and, if necessary, we help you switch.

Don’t just take our word for it…

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What is a SME health insurance policy?

A SME health insurance is a business private medical insurance policy covers the cost of private healthcare for employees and business owners. Health insurance covers private diagnosis and treatment of acute, treatable medical conditions.

Many insurance providers offer the opportunity to customise your group health insurance plan by adding or excluding optional health benefits or adjusting your cover level. By accessing the whole business health insurance market, UK Health Insurance can help you make an informed decision on the best policy for your business.

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What does SME health insurance cover?

When buying business health insurance, it’s important to choose the cover that suits both your business goals and employees’ healthcare needs. Through our full market research, we make sure your policy provides the right possible cover for you. A health insurance plan usually covers:

  • Inpatient treatment
  • Outpatient treatment
  • Cancer
  • Virtual GP

You can also add on:

  • Alternative Therapies
  • Mental Health Cover
  • Optical and Dental

What are the benefits of SME health insurance?

When you look after your employees, your employees will look after your business. A health insurance plan is a great way to protect something that is valuable for all your employees – their health. Here are some of the benefits of business health insurance:

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Fast access to treatment through private healthcare

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Choice of where and when to receive medical treatment

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Comfort and privacy when admitted to private hospitals

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Fewer worries for your employees knowing their medical bills are taken care of

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Improved staff retention as health insurance is a sought-after employee benefit

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Part of an attractive benefits package for new job candidates

More SME health insurance FAQs

What are the benefits of SME health insurance?

Private health insurance can provide faster and more convenient access to private healthcare, helping individuals get treated quicker, and helping you, the employer, save money on sick days and retain and attract your valuable employees.

How much does small and medium business health insurance cost?

The cost of your business health insurance will depend on a number of factors, including:

  • The size of the group
  • Employees’ ages
  • Policy options chosen, such as level of cover, underwriting method, excess and hospital list
  • The location of your employees (with some insurers)

If you want to know how much your business health insurance policy could cost, request a quote and we will be in touch you with a free, non-obligatory quote tailored to your company.

How do I find the right health cover for my business?

With so many options available on the market, comparing and choosing the right cover for your business could be daunting and time-consuming. To ensure you are paying for the right scheme, a specialist health insurance broker can help you find the best deals. Here at UK Health Insurance, we can find solutions for any type of business client, from microbusiness and small and medium companies to large, corporate groups, and we can give you trustworthy and expert advice.

What happens if an employee leaves the company?

Whether you need to remove an employee from your business health insurance cover or need to add new members, the process is usually simple and we can arrange this with your health insurance company on your behalf.

Can I get business health insurance if I am self employed?

Yes. When you are self employed, it is important to have a safety net in case you fall ill and are unable to work and earn money. With health insurance, you have the peace of mind that you can access fast private treatment and your hospital bills are taken care of when you need medical attention. UK Health Insurance can help you find the right self employed health insurance cover to fit around your personal and professional needs and budget. Request a quote.

Can I get business health insurance with 2 employees?

Yes. Most small business health insurance plans start from 2 members upwards. Even if your business has only 2 members, we can find a health insurance cover to fit your situation.

Can I get health insurance for large companies?

Yes, there are many health insurance solutions available on the market for corporate or large businesses. Usually, when buying a large group health insurance plan, the insurance providers will allow for a high personalisation of your policy to make sure it fits all your members.

Can I cover only some of my employees?

Yes, if you would like to provide cover for just some of your employees, for example, your managers or directors, we can find a cover that meets your requirements. Many business health insurance providers are usually flexible, and you could also add time of service periods, level of seniority or other eligibility conditions before someone is added to the company cover.

Can I get health insurance that covers my employees’ families too?

Yes, you can also choose to add your employee’s families to the company health cover, although this will increase the premium. Nonetheless, offering cover for your employees and their families is an extra benefit that your staff will value.

Looking for SME health insurance?

Request a Callback by filling in a short form and one of our business insurance advisers will contact you at a convenient time to help you find the right group medical insurance plan for your business.

Want a full bespoke quote?

Click on the Get a Full Quote button and answer a few extra questions for a more detailed and bespoke business health insurance quote.

Switching your company health insurance

We make the process of switching simple and painless. We review your policy and check if other options would be better for your business and, should it be necessary to switch your health insurance, we can support you throughout the entire process.

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