Find the health cover that best suits your business
Private medical insurance is one of the most popular and highly sought after employee benefits^ as it provides peace of mind for your staff, knowing that they can get quick access to private healthcare when they need it the most. Get corporate health insurance cover with the help of our expert team.
Why get corporate health insurance?
In a large company, staff illness is inevitable and can have a big impact on your team’s productivity and wellbeing. When your employees fall ill, private medical insurance will enable them to get treated privately, and not have to rely on the NHS to get the treatment they need.
With private medical insurance, your employees get fast access to medical treatment in private facilities and can get back to health and return to work quicker. It also makes them feel valued, motivated, and may even increase their loyalty, knowing that their employer cares about their health. A private medical insurance plan can further help you retain and attract highly skilled staff^.
Are pre-existing medical conditions covered?
Pre-existing medical conditions are usually not covered by health insurance, but some health insurance providers may offer a special type of underwriting known as Medical History Disregarded (MHD) exclusively to large companies, on a case-by-case basis.
If you already have an MHD group plan and you are looking to switch to a different provider, we may be able to transfer you to a new provider on similar terms while improving your level of cover or lowering your costs.
More health insurance FAQs
What is corporate health insurance?
Corporate health insurance usually refers to group private medical insurance (PMI) that covers over 250 employees. Compared to an SME health insurance plan, corporate PMI cover can provide a few extra options such as:
- Access to underwriting options not usually available for smaller plans such as medical history disregarded (MHD)
- Discounted rates available to large groups
- Bespoke health benefits or levels of cover not available on smaller group plans
- Other insurance & protection products that can be included as part of a package of employee benefits (e.g. critical illness, life insurance, travel insurance).
How much does corporate health insurance cost?
The cost of a corporate health insurance plan varies across companies and is influenced by several factors:
- Group size
- Employees’ ages
- Level of cover and benefits chosen
- Previous claims history (if the company switches between providers)
- Underwriting method
- Employees’ location (with most companies)
If you are interested to know how much a corporate health insurance plan could cost, our health insurance specialists are here to search and compare the market for you.
Does corporate health insurance cover international travel?
Some policies can give you the option to add cover for overseas travel if your employees regularly travel abroad for work. If you have employees that permanently live and work from outside the UK, then it might be worth considering taking an international health insurance policy.
How many members can I cover under corporate health insurance?
With corporate health insurance you can usually cover any number of employees, from 250 upwards. If your group plan doesn’t fall under this category, take a look at business health insurance for SMEs.
Talk to our team about your business health insurance
Request a Callback by filling in a short form and our corporate business insurance advisers will contact you at a convenient time to discuss your business and staff healthcare requirements.
Want a full bespoke quote?
Click on the Get a Full Quote button and answer a few extra questions for a more detailed and bespoke group health insurance quote.
Personalised health insurance packages
You know your business and by working together we can create the right plan that offers a truly personalised health insurance cover for you with some unique benefits that are not always available with an individual policy, such as:
24/7 mental health support
Comprehensive cancer cover
Digital tools for wellbeing goals
Support your employees’ health during the pandemic
Most corporate health insurance policies offer access to a virtual GP that your staff can talk to via remote appointments, usually 24/7.
With a virtual GP, your staff won’t have to wait if they need to talk to a doctor and they can quickly get medical advice, prescriptions and referrals from the comfort of their home.Get a Quote
Add more protection to your corporate health insurance plan
Are you looking for additional ways to protect your business and the health of your employees? There are other products that can be attached to your health insurance scheme, including travel insurance, critical illness, life insurance and income protection. If you would like to find out more, our friendly team is here to offer expert health & protection advice.Contact Us
^ Employee Benefits, 2019. Around two-thirds say contributory pension schemes are their most valued benefit
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