Independent Specialists in Private Health Insurance & Corporate Benefits

Call us on 01202 756 352*

Your trusted experts in Poole, Dorset

Personal Health Insurance

Finding your health insurance policy is easy and straightforward with UK Health Insurance.

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Everybody’s healthcare needs are different. We all have different priorities and budgets, so why should your health insurance options be the same as everyone else’s? Comparison websites cannot tailor their recommendations and options to your individual situation, but an independent health insurance broker can.

At UK Health Insurance, we provide you with a personal, bespoke service built around your individual needs. Once we have identified your personal requirements, we review all UK health insurance providers and recommend the health plans that meet your needs at a price that works for you.

We make the process as quick and easy as possible, making sure you are fully aware of all your options before choosing your health insurance policy.


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UK Health Insurance can help whether you:
 

  • Are new to health insurance and would like free expert advice on the right health plan or
  • Have an existing health insurance policy and are looking to change your plan or insurer


Why choose UK Health Insurance


  • Specialist health insurance intermediary

With over 17 years’ experience in the health insurance market we are able to compare all major UK health insurance providers and find a plan to meet your budget and protection requirements.

  • Personal approach

Our friendly advisers always have your best interest in mind and provide you with personalised health insurance quotes.
 

  • Free service

As we receive payment from the insurer, our service is provided free of charge, and if you choose to purchase your private medical insurance plan through us, your premium will be the same as going to the insurer directly.  

  • Annual reviews

We regularly check that your policy still fits your needs and budget and provide you with alternatives if desired.


What is health insurance?

Health insurance is a way to pay for your private healthcare. With private health insurance you are protected against high medical costs because the health insurance company will pick up the bills, partially or fully, when you make a valid claim. When buying health insurance, you choose a plan that fits your needs and you agree to pay a certain rate each month or each year. In return, you can access private healthcare when you need medical care.
 

Why get health insurance?

Getting access to private healthcare in the UK is expensive, but it can offer short waiting times, comfort and control over how, where and by whom you are being treated. When you unexpectedly fall ill or get injured, you want to know that you can get fast access to quality healthcare. With private health insurance, you have the assurance that if you need medical treatment, you don’t have to worry about waiting or paying for the cost of the treatment.
 

What does health insurance cover?

Health insurance is designed to cover the cost of private medical care for unexpected, acute, short-term conditions (that are curable), and won’t usually cover pre-existing conditions, and the routine maintenance and monitoring of chronic conditions.

Private health insurance can include cover for inpatient, outpatient or day-patient treatment and,  with most insurers, you can adjust the level of cover according to your preference.  You can usually also add extra benefits such as dental and optical cover, physiotherapy, mental health and alternative therapies.
 

Can I get health insurance cover for my family?

Yes, it’s very common for families to get health insurance cover that protects all members of the family. A family health insurance plan can help you look after your loved ones and after your finances. Find out more about family health insurance
 

Can I get health insurance if I’m over 50 years old?

It’s completely possible for someone over the age of 50 to get health insurance. Usually, anyone over the age of 18 can buy their own insurance policy, although health insurance companies usually impose upper age limits.

It’s always best to get health insurance sooner rather than later in life, the earlier you get health insurance (even if you are over 50) the more likely you are to be covered for any conditions that appear after the start of your policy (unless they are part of any pre-existing medical conditions).

Find out more about over 50s health insurance
 

Can I change my health insurance plan or provider?

You are entitled to switch your health insurance policy or provider and the process is often very smooth and simple. There are various reasons why someone would want to change their health insurance, including increased premiums, dissatisfied service or unsuitable cover.

Even if you are happy with your current health insurance, it’s always a good idea to regularly review your policy because there might be better plans on the market that could also save you money. UK Health Insurance can review your health insurance policy for free and advise you whether you should consider switching. Find out more about switching health insurance or contact us today to talk about your options.
 

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Do I need health insurance?

Private health insurance is optional and works alongside NHS medical services which are free. This means that even if you have health insurance, you can still choose to use the NHS or may have to do so in some cases (e.g. accidents and emergencies).

Here are some statements to help you decide if you need health insurance:

  • When I need medical care, I want to be diagnosed and treated quicky without having to wait
  • If I have a planned admission to hospital, I want to stay in a private and comfortable room
  • I want access to treatment and drugs not available on the NHS
  • I can’t afford to pay for private treatment myself but I can easily afford to pay a set amount of money each month to cover the costs of private healthcare when I need it


Does health insurance cover cancer?

Even though health insurance does not usually cover chronic diseases, cancer tends to be viewed differently by health insurance companies who will typically offer cancer cover as part of their core cover, or as an optional benefit. Cancer cover can differ from company to company and it can include anything from diagnostic tests to surgery and aftercare. If cancer cover is important to you, we will make sure your policy will provide the cover you need.


How do I buy health insurance?

As a health insurance specialist, we will assist you and ensure you are purchasing the most suitable health insurance plan for your personal circumstances at the best prices. In our view, it’s a good idea to get advice from an independent broker that specialises in private medical insurance, such as UK Health Insurance. Remember – our service is provided free of charge, and should you purchase your plan through us, your premium will be the same as going to the insurer directly.

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Do you have questions about health insurance?

Check the frequently asked questions page to find the answers to the most common questions about health insurance and how we can help you.

How to contact us

Our friendly UK based advisers are here to give your health insurance a full check-up.
 

01202 756 352*

[email protected]

 
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Read our testimonials to see what our customers say about UK Health Insurance.
 


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