Independent Specialists in Private Health Insurance & Corporate Benefits

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Your trusted experts in Poole, Dorset

Small & Medium Business Health Insurance

Protect your staff with the right group health insurance plan

Small And Medium Business Health Insurance For Companies

Looking after your employees’ health can make a real difference to your business. With fast access to treatment, comfortable private hospital rooms, and more control over their healthcare, private health insurance can help your employees get back to work faster following an illness. 

What is a business health insurance policy?

A business health insurance policy covers the cost of private healthcare for employees and business owners. Health insurance covers private diagnosis and treatment of acute, treatable medical conditions.

Many insurance providers offer the opportunity to customise your group health insurance plan by adding or excluding optional health benefits or adjusting your cover level. By accessing the whole business health insurance market, UK Health Insurance can help you make an informed decision on the best policy for your business. Get in touch today.

What are the benefits of SME health insurance?

When you look after your employees, your employees will look after your business. A health insurance plan is a great way to protect something that is valuable for all your employees - their health. Here are some of the benefits of business health insurance:

  • Fast access to treatment through private healthcare.
  • Choice of where and when to receive medical treatment.
  • Comfort and privacy when admitted to private hospitals.
  • Fewer worries for your employees knowing their medical bills are taken care of.
  • Improved staff retention as health insurance is a sought-after employee benefit.
  • Part of an attractive benefits package for new job candidates.

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Why speak to UK Health Insurance

As an independent health insurance broker, we have been helping businesses of all sizes find the right health insurance cover for over 17 years. With access to the whole UK health insurance market, we help you save time and money on your business medical insurance:

  • We compare business health insurance quotes and help you create a personalised package for your company.
  • We don’t charge for our services as we receive payment from the insurer if you decide to purchase your private medical insurance plan through us.
  • You receive expert and dedicated insurance advice from start to finish.
  • We regularly review your policy to see if there are more suitable and competitive products for your business and, if necessary, we help you switch.

Our expert advisers are on hand and can guide you through the following 4 easy steps:

Step 1

Contact us at UK Health Insurance so we can understand the requirements for you and your business. We will ask a few simple questions about your business needs and your budget, but more importantly, we are here to answer any queries you may have.

Step 2

We research and compare the business health insurance market and we offer this service to you every year at no cost. As a whole-of-market health insurance intermediary, we compare plans from all providers to ensure we find the cover that meets your budget and protection requirements. We will also advise on the best method of underwriting for you, based on your medical history, and ensure you can start your cover as soon as possible.

Step 3 

You receive a tailored health insurance quote based on your previously discussed requirements and we are available for any further specialist advice.

Step 4

Complete your application – there is no obligation to use UK Health Insurance, however, should you decide to go ahead with the proposed plan, rest assured that you are not paying anything extra for our services. The premium you pay by using UK Health Insurance is no different to dealing with the health insurance company directly and we are paid by them for providing your cover.

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What business health insurance covers

When buying business health insurance, it’s important to choose the cover that suits both your business goals and employees’ healthcare needs. Through our full market research, we make sure your policy provides the right possible cover for you. A health insurance plan usually covers:

  • Inpatient treatment
  • Outpatient treatment
  • Cancer
  • Virtual GP

You can also add on:

  • Alternative Therapies
  • Mental Health Cover
  • Optical and Dental

Switching your company health insurance

Given our industry knowledge of the various switch criteria questions, we make the process of switching simple and painless. We review your policy and check if other options would be better for your business and, should it be necessary to switch your health insurance to a new provider, we can support you throughout the entire process.

It’s possible we may even be able to keep your existing underwriting method in place so you can be sure your employees are covered with no interruptions.

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Frequently asked questions

What are the benefits of health insurance?

Private health insurance can provide faster and more convenient access to private healthcare, helping individuals get treated quicker, and helping you, the employer, save money on sick days and retain and attract your valuable employees.

How much does small and medium business health insurance cost?

The cost of your business health insurance will depend on a number of factors, including:

  • The size of the group
  • Employees’ ages
  • Policy options chosen, such as level of cover, underwriting method, excess and hospital list
  • The location of your employees (with some insurers)

If you want to know how much your business health insurance policy could cost, get in touch (link) and we will provide you with a free, non-obligatory quote tailored to your company.

How do I find the right health cover for my business?

With so many options available on the market, comparing and choosing the right cover for your business could be daunting and time-consuming. To ensure you are paying for the right scheme, a specialist health insurance broker can help you find the best deals. Here at UK Health Insurance, we can find solutions for any type of business client, from microbusiness and small and medium companies to large, corporate groups, and we can give you trustworthy and expert advice.

What happens if an employee leaves the company?

Whether you need to remove an employee from your business health insurance cover or need to add new members, the process is usually simple and we can arrange this with your health insurance company on your behalf.

Can I get business health insurance if I am self-employed?

Yes. When you are self-employed, it is important to have a safety net in case you fall ill and are unable to work and earn money. With health insurance, you have the peace of mind that you can access fast private treatment and your hospital bills are taken care of when you need medical attention. UK Health Insurance can help you find the right self-employed health insurance cover to fit around your personal and professional needs and budget. Talk to us today.

Can I get business health insurance with 2 employees?

Yes. Most small business health insurance plans start from 2 members upwards. Even if your business has only 2 members, we can find a health insurance cover to fit your situation.

Can I get health insurance for large companies?

Yes, there are many health insurance solutions available on the market for corporate or large businesses. Usually, when buying a large group health insurance plan, the insurance providers will allow for a high personalisation of your policy to make sure it fits all your members.

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Can I cover only some of my employees?

Yes, if you would like to provide cover for just some of your employees, for example, your managers or directors, we can find a cover that meets your requirements. Many business health insurance providers are usually flexible, and you could also add time of service periods, level of seniority or other eligibility conditions before someone is added to the company cover.

Can I get health insurance that covers my employees’ families too?

Yes, you can also choose to add your employee’s families to the company health cover, although this will increase the premium. Nonetheless, offering cover for your employees and their families is an extra benefit that your staff will value.

Contact us today!

Whether you are totally new to business health insurance, or already have cover in place, our expert advisers can provide free information and advice about the different options that are available to you.

01202 756 352*

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